Pathway Down Payment Assistance (DPA)

Make Homeownership More Affordable with Pathway DPA

At Solano Mortgage, we’re proud to offer the Pathway Down Payment Assistance (DPA) Program, designed to help eligible homebuyers cover upfront costs. There is no first-time homebuyer requirement, so both first-time and repeat buyers may qualify. Offered through American Pacific Mortgage, this program combines a 30-year fixed FHA loan with either 3.5% or 5% down payment assistance. Solano Mortgage is here to guide you through the process with expert advice and personal service.

Ready to find out if you qualify? Contact us today to start your journey home!

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What is Pathway DPA?

Pathway DPA is American Pacific Mortgage’s exclusive down payment assistance program designed to make homeownership more affordable for buyers. This program pairs a 30-year fixed FHA loan with assistance to cover upfront costs, helping you move into your new home faster and with less stress.

Key Benefits:

• Assistance covering 3.5% or 5% of the purchase price
• In-house program for streamlined processing
• Affordable second mortgage with lower costs than traditional programs

How Our Pathway DPA Program Works

1. Choose a 30-year fixed FHA loan with a competitive rate.
2. Select from 3.5% or 5% assistance, based on the purchase price or appraised value.
3. The assistance comes as a 10-year fixed-rate second mortgage, priced just 2% higher than your primary loan rate.
4. Use the assistance to cover your down payment, reducing upfront costs.

Are You Eligible?

To qualify for Pathway DPA, you’ll need:

• A minimum credit score of 580
• Eligibility for a 30-year fixed FHA loan
• Your home purchase must meet program guidelines

Making Payments with Pathway DPA

Ready For Your Next Steps?

Pathway DPA makes homeownership possible and affordable. Don’t let upfront costs hold you back! Let us help you move into your dream home.

Get Started Today