We've moved locations! Alamo Drive branch: 785 Alamo Dr Ste 120, Vacaville CA 95688. Main Street Office: 301 Alamo Dr Ste C, Vacaville CA 95688
We've moved locations! Alamo Drive branch: 785 Alamo Dr Ste 120, Vacaville CA 95688. Main Street Office: 301 Alamo Dr Ste C, Vacaville CA 95688
Blog Archives

Solano Real Estate Scene: I Have Seen It All

The veteran REALTORS and loan officers in Solano County may have thought and even told clients over the years, that they had seen it all. There are only a few benefits of being over 60 if you are lucky. #1
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Solano Real Estate Scene: 2022 a tough mortgage market

Diana Olick of CNBC reported that mortgage demand has fallen to the lowest level in 22 years. Purchase money loan applications are down from the same time last year and refinance applications are off a whopping 75%. As a mortgage
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Solano Real Estate Scene: June is National Homeownership Month

June is recognized as National Homeownership Month. Homeownership builds financial security. The net worth of a typical homeowner is nearly 40 times the net worth of a non-owner, according to the National Association of Realtors. With inflation at a 40-year
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Solano Real Estate Scene: The elephant in the room

Salespeople who successfully sell financial services like stocks, insurance, residential and commercial real estate, construction projects and things like trains, planes and automobiles usually have a positive attitude and a smile in their voices and on their faces when talking
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Solano Real Estate Scene: Jane uses reverse mortgage to improve her life

Grandpa Dick and Grandma Jane paid off their house in 1999. Dick was 70 and Jane was 65. Dick died peacefully a couple of years ago at 90 and left Jane in great financial shape with a $750,000 home free
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Solano Real Estate Scene: Plenty of advantages to keeping home in the family

I have helped hundreds of families over the past 35 years keep Grandma and Grandpa’s home in the family. There are a few homes right here in Solano County that have been lived in by five generations and passed down
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Solano Real Estate Scene: It’s time for the ‘Weekend Update’

First, apologies to the good folks at “Saturday Night Live.” The real estate and mortgage market has been affected by two big things happening today. 1. The 8% inflation rate is causing the Federal Reserve to aggressively talk about five
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Solano Real Estate Scene: Refinance party over – for now

I have seen it all over the past 40 years, which is the only benefit of being 63. In May 1986, after a huge six-month refinance boom, mortgage rates spiked from 6% to 8% in what felt like a week.
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Solano Real Estate Scene: Mortgage rates on the rise

The only thing anyone can guarantee is that mortgage rates will change daily. Nobody can accurately predict what mortgage rates will do over the next year but one thing most bankers and Realtors all agree on is 30-year fixed rates
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Solano Real Estate Scene: Take control of mortgage by paying extra each month

A homeowner can change the term of their mortgage by simply paying extra each month because traditional mortgage loans allow the borrower to pay down their principle as they wish. For example, a $600,000 mortgage at a 5% fixed rate
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